All-In-One Loans feature an everyday transaction
account linked to your home loan. By keeping all your money
in your loan account, and only redrawing your living expenses
as you need to, you can reduce the amount you owe. This, in
turn, reduces the amount of interest you have to repay, making
your money work harder for you.
100% offset loans are a home loan with a
savings account that offsets the interest charged on your
home loan. For example if your loan is for $100,000 and you
have $20,000 in your offset account then in effect you will
only be charged interest on $80,000 for your home loan. This
helps you reduce the term of your loan faster and can save
you thousands of dollars off your repayments.

Professional packages usually include a
home loan, 100% offset account, approved credit card &
discounted insurance products.