No Deposit Home Loans

At Jet Lending we have a number of different options to get you finance for your home or investment properties with little or no deposit required. It all depends on your individual circumstances.

We have specially skilled no deposit & no savings consultants who can help you find a great way to get yourself into your home.

Our specialist lenders and consultants work with you to help you find the right solution for your situation. Top 5 no deposit loans

You could qualify for up to 100% home loans for owner occupied & investment homes & also construction of a new home where you may be able to borrow all the funds for the purchase price. Lenders employment criteria

We could also assist you to get funds from a personal loan, credit card, or funds secured against a car or property, to guarantor type loans where a family member or friend could assist you to borrow the entire purchase price plus other costs and even consolidate some other debts. The guarantor would not even have to make any repayments unless you need them to help.

If you are eligible for the first home owners grant ($11,000 in SA) it may be possible for you to buy a home up to $300,000 with absolutely no money down.

Click here to download funds required vs weekly repayment comparison.

You can use this to view your options & compare getting into a no deposit home loan with no money down against getting a 90% to 100% loan & using a personal loan for your required funds to complete the purchase plus stamp duty, govt charges & lender fees etc.

Guarantor Loans

Borrow more than 107%

Guarantor loans are effectively giving you the ability to borrow more than 107% of the purchase price. You don't even need to be full time employed and you can even have minor credit impairment issues.

You could also use your guarantor’s income on the loan application to help you buy the house you desire.

The guarantor assists by using the equity they have in a property they own combined with the property you are buying to bring the over all loan to value ratio below 80%

Imagine saving around $9,000 upfront on a $300,000 loan.

After the value of your property goes up and your loan to value ratio goes down, the guarantor can be removed from the loan altogether.

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