No Deposit Home Loans / First Home Buyers

At Jet Lending we have many different options to get you finance for your home or investment properties with little or no deposit required.

We have specially skilled Low deposit & no genuine savings consultants who work with you to help you find the right loan.

You could qualify for 97% home loans for owner occupied & investment homes & also construction of a new home.
Lenders employment criteria

It may be possible for you to buy a home with absolutely no money down.

First home buyers that buy a newly constructed home in South Australia get the Federal 14k grant + State 4k grant + you will also save thousands on stamp duty when buying a house and land package.

We can assist you with guarantor home loans where a family member or friend could assist you to borrow the entire purchase price plus other costs and even consolidate some other debts.

The guarantor would not even have to make any repayments unless you need them to help. This could also save you thousands in lenders mortgage insurance fees.

Guarantor loans are effectively giving you the ability to borrow more than 107% of the purchase price.

You don't even need to be full time employed and you may even have minor credit impairment issues.

Call 1300 722 532 or email us now to find out how.

Guarantor Loans

Borrow more than 107%

You could use your guarantor’s property & income on your loan application to help you buy the house you desire.

happy first home buyers

The guarantor assists by using the equity they have in a property they own combined with the property you are buying to bring the over all loan to value ratio below 80%. This also means you will not need to pay for expensive mortgage insurance.

You could be saving over $7,000 in upfront lenders mortgage insurance on a $300,000 loan.

After the value of your property goes up and your loan to value ratio goes down, the guarantor can be removed from the loan altogether.

more loan guarantor info